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Capital Credits

Because Fergus Electric is a cooperative, the money earned over expenses each year is allocated to the membership in the form of patronage. The amount allocated to each member is based on the net margin (revenue less expenses) of the cooperative, and the amount of total electricity purchased by each member.

Capital Credits are allocated annually. Each active member is sent a capital credit statement showing the current capital credit allocation and a total of the years combined. This statement shows a member's equity in Fergus Electric Cooperative.

Every year the Fergus Electric Cooperative board reviews the overall financial condition of the cooperative and determines the financial requirements. There are times when the cooperative has built up a reserve. In this case, the board of directors may authorize a "retirement" of capital credits in the form of cash payments to the members. Estate capital credits are paid upon application.

Members wishing information in regard to capital credits may call Erika at 406-538-3465.

Unclaimed Capital Credits
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©2025 Fergus Electric Cooperative, Inc. A Touchstone Energy Cooperative.

  • About Us
    • About FEC
    • About Touchstone Energy
    • Annual Meeting
    • Bylaws
    • Capital Credits
    • Unclaimed Capital Credits
    • Cooperative History
    • Cooperative Principles
    • Employee Directory
    • Employment Application
    • History
    • Mission Statement
    • Service Territory
    • Statement of Non-Discrimination
    • Questions/Comments
  • Billing Information
    • Bill Pay Options & Forms
    • Budget Billing
    • Energy Assistance
    • High Bill Concerns
    • Moving?
    • Questions/Comments
  • Board Information
    • Board Members
    • Board Minutes
  • Employment
  • Energy Information
    • Energy Information
    • Life Support
    • Net Metering
    • Outages
    • Rates
    • Security Lights
    • Questions/Comments
  • Member Services
    • Annual Meeting Scholarship Drawing
    • Basin Electric Scholarship
    • Community Commitment
    • Links
    • MECA/Fergus Scholarship
    • Rural Montana Newsletter
    • Together We Save
    • Youth to Washington Essay Contest
    • Questions/Comments
  • Safety
    • 811- Call Before You Dig
    • About Power Lines
    • Electrical Safety Checkup
    • Generator Safety
    • Power Lines
    • Report an Outage
    • Safety
    • Safety Around Your Home
    • Safety Demonstration Trailer
    • Safety Toolkit
    • Storm Center
    • Tree Trimming
    • Troubleshooting
    • Questions/Comments
  • Scheduled Outages